Profiles search

John Morton

Financial services and payments executive with over 25 years of risk management experience in the areas of Fraud, Operational, Credit, Technology, Cybersecurity and Compliance
Vienna, VA, United States

Details

Education: Astronomy, Physics

University of California, Los Angeles

1987 : 1993
Experience: Head of governance, risk, compliance and controls function for Capital One's second line risk management function overseeing technology and cybersecurity risk, reporting to the company's Chief Technology Risk Officer. Responsibilities include directing risk governance and policy; designing and executing risk identification and capability assessment processes; leading the compliance oversight function; and spearheading independent control testing.

2020 : Present

Capital One

Managing Vice President, Technology (& Cybersecurity) Risk Management

Head of second line credit risk function for Capital One's Consumer Bank and fraud risk function for all of Capital One. Also responsible for consumer credit policy and credit training for the corporation.

2014 :

Capital One

Managing Vice President, Assistant Chief Credit Officer

Lead or oversee all risk management and compliance activities for the corporation and bank holding company. Responsibilities include enabling the efficient and effective governance of significant risks including but not limited to credit, fraud, reputational, operational and regulatory risks; management of the risk operations group; chairing the company's Enterprise Risk Management Committee; and interfacing with all regulatory agencies.

2010 : 2013

Green Dot Corporation

Chief Risk Officer

Director of Risk Management for a large retail portfolio issued by GE. Responsible for all aspects of risk management including acquisitions, account management, fraud, portfolio monitoring, risk analytics and credit policy. Products include consumer and commercial private label and co-branded credit products and consumer prepaid products.

2007 : 2010

GE

Vice President - Risk Management

Head of Risk Management for a newly acquired, multi-million dollar financial services company specializing in prepaid products and other services for the unbanked and underserved consumer segments.

2005 : 2007

GE

Vice President - Risk Management
Company: Capital One
Years of Experience: 27

Skills

Banking, Credit, Credit Cards, Credit Risk, Cross-functional Team Leadership, Debit Cards, E-commerce, Enterprise Risk Management, Financial Risk, Financial Services, Fraud, Governance, Leadership, Portfolio Management, Risk Management, Six Sigma, Strategy, Legal Research, Legal Writing, Criminal Law, Appeals, Commercial Litigation, Courts, Civil Litigation, Employment Law, Westlaw, Intellectual Property, Mediation, Corporate Law, Due Diligence, International Law, Public Policy, Government, AML, OFAC, Bank Secrecy Act, Internal Investigations, Privacy Law, Law Enforcement, Enterprise Risk, Cross-functional Team

About

Accomplished Risk Management executive with extensive experience in the financial services industry. Seeking a position that broadens my horizons and capitalizes on my background within financial services and risk.



Specialties: Fraud, operational risk, credit risk, technology and cybersecurity risk, compliance risk, payments, deposit products, check cashing, Six Sigma.