Mohamad Tayba
Details
Business Management
Baker College
1999 : 2002
Alliant Credit Union
Director & Deputy Chief Information Security Officer
• Oversee the day-to-day operations of the Fraud Department and ensure fraud processes, infrastructure and tools are utilized to accurately identify and manage fraud risk.
• Demonstrate autonomy and high-level capability leading teams investigating financial services crime.
• Lead the design and execution of Alliant’s fraud prevention strategy.
• Establish specific Fraud procedures and ensures compliance with credit union policies.
• Facilitate/manage resources to address merchant and/or processor breaches.
• Communicate portfolio performance, initiatives and threats to senior management and portfolio teams, through a regularly established communication rhythm of executive summaries, dashboards and portfolio reviews.
• Maintain knowledge and understanding of current and future fraud trends to mitigate potential losses to Alliant Credit Union.
• Actively participate on a variety on internal committees and working groups to ensure that new policies, procedures, and products contain appropriate fraud considerations.
• Develop strong partnership & liaise with Law Enforcement agencies and bank security personnel as necessary.
• Cooperate with state, federal and internal examiners and/or auditors in routine credit union examinations and audits.
• Provide on-going training, coaching and development for the fraud department and business units in order to improve performance and engagement.
• Maintain a good relationship with all third party vendors’, and recommend any changes when necessary due to diminished service level and/or quality or effectiveness of vendor.
• Build and maintain relationships within business units to ensure effective influencing in order to meet fraud risk goals.
• Maintain effective communication with all credit union management to ensure constant exchange of information and to promote understanding and comprehension of fraud risks and mitigation.
2015 : 2023
Alliant Credit Union
Senior Manager, Head of Enterprise Fraud
• Manage Internal Fraud, new account fraud, account takeover, online banking, wire, and ACH fraud for the corporation.
• Identify and assess fraud threats.
• Avoid, and reduce fraud risk for the corporation.
• Supervise employees in the review of suspicious transactions.
• Maintain a complete understanding of fraud types, fraud detection tools and current scams.
• Manage the product fraud risk review for the corporation.
• Develop, implement and reinforce consistent group measurements and standards.
• Prepare monthly fraud reports, and fraud trending reports to senior management.
2013 : 2015
Comerica Bank
Fraud Risk Manager - Vice President
• Manage check fraud, new account fraud, and account takeover for the corporation.
• Identify and assess fraud threats.
• Avoid, and reduce fraud risk for the corporation.
• Supervise ten employees in the review of suspicious transactions.
• Maintain a complete understanding of fraud types, fraud detection tools and current scams.
• Conduct active and energizing team meetings and facilitate group discussion.
• Provide cross training of existing staff members to ensure standards, service levels and customer needs are met when expected or unexpected staffing shortages arise.
• Develop, implement and reinforce consistent group measurements and standards.
• Prepare monthly fraud reports, and fraud trending reports to senior management.
• Review and approve accurate SARs within allotted times.
Significant Accomplishments
• A key contributor in the Fraud Services Reg CC Automation project. This project involving the automation of Reg CC holds placement and notifications to customers.
• A key contributor in developing and testing our new FraudLink Kite system.
• A key contributor in the Sterling/Bank of the Hills bank acquisition.
• Decrease the alerts by 20% by assisting in the Fiserv Fraudlink Optimization project.
• Decrease New Account Fraud losses; enhance the review for our current reports and decrease New Account Fraud in Comerica Bank by over 30% in the first quarter.
2008 : 2013
Comerica Bank
Check Fraud/New Account Fraud Supervisor - Assistant Vice President
• Assist the team leader in everyday functions and special projects.
• Identify and track current fraud trends.
• Responsible for alert assignment, case hand offs, and team weekly update.
• Assist with the quarterly charge off Analysis report.
Significant Accomplishments
• Certified Fraud Examiner in 2007.
• Analyze our ATM losses for our markets, and recommend changes to decrease ATM fraud.
• Assist in the implementation of our new case management system.
• Received Roar achievement award for going above and beyond expectations.
• Cross train new team members.
2006 : 2008
Comerica Bank
Senior Fraud Analyst
Skills
Analysis, Anti Money Laundering, Banking, Bank Secrecy Act, Business Process Improvement, Consumer Lending, Credit, Credit Risk, Enterprise Risk Management, Financial Analysis, Financial Risk, Financial Services, Fraud, Fraud Detection, Fraud Prevention, Internal Audit, Loans, Management, Operational Risk, Process Improvement, Retail Banking, Risk, Risk Analytics, Risk Assessment, Risk Management, Team Leadership, Team Motivator
About
Well-qualified, results-driven professional with a verifiable record of achievements and skills. Organized and innovative manager in the risk assessment industry. Recognized for delivering strong results in productivity and efficiency improvement, cost and time reduction. Analytical and decisive with excellent communication skills. Assertive and committed to professional growth.