Job Title: SIU Investigator | Fraud Investigator

Location: San Antonio, Texas | Remote - United States

Type: Full Time

Our Client is seeking a Mid-Level SIU Investigator to join their growing team. This is a fully remote, desk-based role open to candidates anywhere within the Continental United States, with occasional travel as needed. In this position, you'll leverage your investigative expertise and P&C insurance knowledge to identify and mitigate potential fraudulent activity. If you have experience in SIU, claims, underwriting investigations, or law enforcement/military investigative roles, this could be an excellent next step in your career.

What You’ll Do

Conduct investigations into questionable first- and third-party P&C claims using established fraud detection strategies.
Apply expertise in policy coverage, P&C products, and claims processes to guide investigative decisions.
Ensure investigations align with state insurance fraud regulations.
Gather and assess evidence through interviews, database research, public records, digital tools, and internal resources.
Deliver detailed written and verbal investigative reports with clear findings and recommendations.
Build strong partnerships with industry contacts, law enforcement, and other investigative resources.
Support fraud awareness initiatives and serve as a knowledgeable resource when needed.
Participate in CAT (catastrophe) response duties when assigned.
Maintain strong compliance and risk practices throughout all activities.

What You Bring

High School Diploma or GED.
One of the following: 2+ years of P&C claims adjusting or SIU/fraud investigation experience, or 4+ years of investigative experience from law enforcement, military, or related fields.
Proven ability to conduct interviews and obtain statements from claimants, witnesses, and involved parties.
Strong analytical skills with the ability to evaluate evidence objectively.
Ability to manage multiple cases and prioritize effectively.
Proficiency with computers, investigative tools, and research databases.
Knowledge of insurance regulations, legal concepts, contracts, and medical terminology.

What Sets You Apart

Underwriting experience—especially in post-bind investigations or underwriting-driven investigative teams.
Strong understanding of auto and property policy language to identify potential misrepresentation early.
Exceptional report writing and presentation skills.
Experience with low-to-complex P&C fraud investigations.
Relevant designations such as CFE, CIFI, SCLA, ACLS, FCLS, LPCS, AIC, CPCU, CCLS, or similar.
Prior military service or experience as a military spouse/domestic partner.

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SIU Investigator